Find your term life insurance on the web.
Are Term Life prices as random as they seem? It's as if life insurance companies decide on prices the way some people test spaghetti - they throw them up against the wall to see if anything sticks.
TermLifeOnly an ITECH company.
ITECH pioneered using the power of the Internet to locate the best rates anywhere. Lots of ITECH imitators came on the scene later, but no other firm combs through available policies more effectively to find you the lowest rates at the most solid companies. Our quotes are tailored just for you. Here is how ITECH does it.
ITECH provides you a fully licensed advisor. Not just an order-taker.
At ITECH, you won't be stuck with an uninformed order-taker. Of course, you can complete the entire process by mail if you like. No muss, no fuss. But unlike other online comparison services, you will probably want to consult with one of ITECH's representatives. They're fully Licensed Advisors, not high-pressure sales operators. They are professionally trained and qualified to actually help you find the right options for your situation, at the best prices.
No one knows how fast prices will spiral up after January 1, 2000. ITECH will still be here to help you find the best rates available after Triple-X takes effect. But if you act now you won't risk losing out on the incredible bargains still available for term Life insurance. You may save tens of thousands of dollars over the life of a policy simply by not putting it off.
History
In 1991, Kathryn and I decided the rates for identical Term Life insurance policies varied too much from one company to the next. People were paying much higher prices than they had to. We decided people would benefit from an honest comparison of rates.
Since nobody was providing rate and feature comparisons, we thought the time was right and decided we would be the ones to do it.
We gathered information on all the Term Life insurance prices and policies we could find, put an ad in the Wall Street Journal, and started getting calls. Hundreds of calls.
Over the next year, driven by suddenly visible competition, Term Life policy rates dove to historic lows in the U.S. And they kept dropping, year after year, for the next seven years.v
People hadn't paid higher rates for their Term Life policies because they were lazy, or because they wanted to. Most people had no idea that rates varied that much. When they looked at our comparisons, they discovered they could afford policies they'd thought were out of their range. And tens of thousands of people took advantage of the opportunity.
In 1994 we took our business to the then new World Wide Web, and the response was incredible. Soon other brokers followed our lead, though none as effectively as ITECH.
It was the old story -- a few companies discovered how many policies they could sell at lower prices. Other companies felt the heat. Free-market competition set in. Consumers won, big-time!
By the end of 1999, Term Life prices were at a historic low. People bought policies with guaranteed 15 and 20-year rates for prices that might have bought a five-year policy 10 years earlier.
Then, at the beginning of 2000, so-called Triple-X rules took effect. Now prices are steadily climbing, just as opponents of Triple-X predicted.
But the story is not over. Even in the post-Triple-X era, incredible deals are still available. The biggest companies can still offer 20 and 30 year guaranteed rates, and they still have to compete with each other and the available deals are still phenomenal.
As long as we are here to Compare their prices for Term Life policy buyers, they will have to compete for your business. And policy buyers will be the winners.
Date Added to Directory: 6/30/2001, Current Content: 7/4/2008, Days in Directory: 2561
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