Welcome to VirtualBank, the Internet's premiere online bank. We offer a full suite of financial products and services including jumbo mortgages to $4 million, low rate personal loans, as well as a wide range of superior banking products.
VirtualBank offers a revolutionary approach to banking. Most Banks function with multiple technology platforms and disparate back office systems that don't talk to each other. Traditional Banks have spent tens of millions of dollars to band-aid these systems together, and they are still stuck with the internal politics and bureaucracies that get in the way of serving you. Internet-only Banks have simply attached a web interface and out-sourced their technology to these same antiquated systems. Instead of leveraging more efficient technology, Internet Banks have stumbled into the inherent problems that plague their traditional competitors.
VirtualBank is the only bank that has built an in-house system with a single service interface and back office database that allows our Relationship Managers the ability to consolidate your accounts, provide personalized service, and protect your privacy.
Mortgage
Dreaming of a new space? Whether you're buying a new home or refinancing your current home, VirtualBank will make your loan decision an easy one. Not only do we offer great rates and client service, you can also take advantage of our low closing costs without junk fees. As a bonus, our approval process is hassle free and convenient for you.
Home Equity
Make your dreams a reality with the equity in your home. Build that pool you've always wanted, go on that long needed vacation or consolidate your bills. Whatever your dreams are, VirtualBank can help make them a reality.
eMoney Market
- FDIC insured
- Open with as little as $100.00
- No monthly fees
- Free online transfers to and from your local bank's personal checking account
- Free online statements
- Easy savings plans available!
- Rates that consistently rank among the highest in the nation
- Electronic deposits and withdrawals (No checks or ATM card)
Opening an eMoney Market account:
Simply apply online (please have your personal information ready).
You will need to provide your bank’s name, ABA/Routing and personal checking account number(s) so we can fund your account electronically.
VirtualBank will send two small deposits to your personal checking account which you will need to verify in order to validate account ownership.
To verify the amounts of the two deposits you will need to review your transaction history at the bank where your checking account resides.
To let us know that you verified the two deposits, you will need to confirm the amounts by going to Review Application on the VirtualBank homepage and entering the amounts of the two deposits.
Date Added to Directory: 6/17/2001, Current Content: 7/8/2008, Days in Directory: 2578