IberiaBank Visa® Classic Card Information, Reviews, Ratings

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7/4/2009, Saturday, 7:48pm (PST)

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IberiaBank Visa® Classic Card
Issued by IberiaBank

IberiaBank Visa? Classic Card

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Review

The IberiaBank Visa® Classic Card, issued by Pulaski Bank, is designed for those with average credit who may occasionally carry a balance.

The card has no annual fee and offers a low introductory rate that can be applied towards balance transfers for the first six months. Although this card does not offer a rewards program, it does offer access to common services and benefits, including online account access and lost and stolen card reporting.

Therefore, those who are looking for an average credit card, plan to occasionally carry a balance, and do not care for any extraordinary benefits or discounts will benefit most from what the IberiaBank Visa® Classic Card has to offer.

Updated: June 24, 2009

Most Attractive Feature(s) : No annual fee.

Least Attractive Feature(s) : No rewards program.

Note: The review on this card was updated on June 24, 2009. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.

Specifics

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Category Definitions

Card Category: Regular

Introductory Rate : 0% APR for 6 Months

Applied Towards : Balance Transfers

Introductory Rate Details : Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of account open date.

Annual Fee : $0

Additional Cardholders : $0

Grace Period : 25 Days

Minimum Credit Limit : n/a

Maximum Credit Limit : n/a

Late Payment Fee : $15 on balances up to $100; $29 on balances of $100 through $1,000; $35 on balances over $1,000

Over-The-Limit Fee : $35

Cash Advance Fee : 5%, $5 minimum, $100 maximum

Balance Transfer Fee : None

Perks / Notations

Additional Perks

Various internet account services.
Lost and stolen card reporting.
See website for additional benefits.

Important Notations

*The APR for purchases and balance transfers ranges from 8.75% to 15.25%.
The APR for cash advances varies according to the applicant's credit history and will be the Prime Rate + 7% up to the Prime Rate + 9%.
See website for complete terms and conditions of card usage and application disclosure.

Additional Information

Apply Online for the IberiaBank Visa® Classic Card.

See other cards issued by IberiaBank

APR (Purchases) : As low as 8.75%*

The APR for purchases is based on the Prime Rate.

APR (Cash Advances) : 10.25%*

The APR for cash advances is based on the Prime Rate.

Finance Configuration : Average Daily Balance (including new purchases)

Credit Card Reviews - Ratings are based on the CardOffers.com rating system. Posted ratings should not be the only factor in helping you decide which credit card is right for you. Reviews are believed to be accurate during time of evaluation; however, information posted may change after the review date. By entering this page you agree to the Terms and Conditions of CardOffers.com.

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