Chase Platinum Visa® Business Card Information, Reviews, Ratings

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9/6/2008, Saturday, 10:40pm (PST)

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Chase Platinum Visa® Business Card
Issued by Chase

Chase Platinum Visa? Business Card

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Review

The Chase Platinum Visa® Business Card, issued by Chase, is designed for those with very good credit who are looking to consolidate their business expenses.

This card offers a 0% introductory rate on purchases and balance transfers for up to the first twelve billing cycles with no annual fee, and the interest rate is reasonably low after the introductory rate expires.

The card provides common cardholder benefits that include travel accident insurance, lost luggage insurance, auto rental insurance, and various emergency and travel assistance services. It also offers business-related discounts on computer equipment, car rentals, hotel rooms, and more.

Therefore, those who will be able to take advantage of the introductory offer, the multitude of benefits, and the business-related discounts may find the Chase Platinum Visa® Business Card to be a valuable option.

Updated: August 19, 2008

Most Attractive Feature(s) : 0% introductory rate; no annual fee.

Least Attractive Feature(s) : Higher APR for less qualifying applicants.

Terms andConditions

Note: The review on this card was updated on August 19, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.

Specifics

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Category Definitions

Card Category: Business

Introductory Rate : 0% APR for up to 12 Months

Applied Towards : Purchases, Balance Transfers

Introductory Rate Details : Transferred balances must consist of business-related expenses.

Annual Fee : $0

Additional Cardholders : $0

Grace Period : 20 Days (Min.)

Minimum Credit Limit : n/a

Maximum Credit Limit : $35,000

Late Payment Fee : $15 on balances up to $100; $29 on balances of $100 up to $250; $39 on balances of $250 and over

Over-The-Limit Fee : $39

Cash Advance Fee : 3%, $10 minimum

Balance Transfer Fee : 3%, $5 minimum, $99 maximum

Perks / Notations

Additional Perks

Various Internet account related services.
Access to savings of up to 20% on business-related merchandise.
Emergency cash replacement.
Emergency card replacement.
Lost and stolen card reporting.
Travel accident insurance.
Auto rental insurance (Auto Rental Collision Damage Waiver).
Various travel and emergency assistance services.
Extended warranty for purchases.
Purchase protection.
Year-end financial statement (upon request).
No liability for unauthorized transactions.
See website for additional benefits.
Certain restrictions, limitations, and exclusions apply.
If an account is opened, please refer to the Guide to Benefits for details.

Important Notations

The APR for purchases and balance transfers varies according to the applicant's credit history and will be 3.99%, 7.99%, or 14.99% + Prime Rate.
The APR for cash advances varies according to the applicant's credit history and is either 15.99% or 19.99% + Prime Rate.
See website for complete terms and conditions of card usage and application disclosure.

Additional Information

Apply Online for the Chase Platinum Visa® Business Card.

See other cards issued by Chase

APR (Purchases) : 8.99%

The APR for purchases is based on the Prime Rate.

APR (Cash Advances) : 20.99%

The APR for cash advances is based on the Prime Rate.

Finance Configuration : Average Daily Balance (including new purchases)

Credit Card Reviews - Ratings are based on the CardOffers.com rating system. Posted ratings should not be the only factor in helping you decide which credit card is right for you. Reviews are believed to be accurate during time of evaluation; however, information posted may change after the review date. By entering this page you agree to the Terms and Conditions of CardOffers.com.

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